You suspect the insurance adjuster you’re dealing with is sneaky and has a few tricks up his sleeve. Here’s how you can avoid being played for a fool.

Two Can Play This Game: Tips on Dealing With a Sneaky Insurance Adjuster


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1/24/2015
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You were injured in a car accident that wasn’t your fault. Ever since the pickup truck went through the red light at Boylston Avenue and East Pine Street and ran right into the passenger side door of your vehicle, you’ve suffered a myriad of injuries. Along with the concussion, broken jaw, and cracked ribs, you also experience severe anxiety and sleepless nights because of the crash.

One of the first calls you received after the accident was from the insurance adjuster. Although the guy was nice enough, you just get the feeling that the adjuster isn’t your friend, and that he’s not really on your side.

You’re probably right. The main goal of an adjuster is to pay out as little as possible to accident victims like you. In fact, he will probably get a bonus for saving the company money.

Don’t Let the Adjuster Take Advantage of You

Don’t get tricked into doing something you shouldn’t. Knowing how to deal with an adjuster can positively affect the outcome of your accident.

  • Never say you are feeling fine. The adjuster may act as if he is genuinely interested in how you feel and how your injuries are progressing, but he’s not. Just remember, everything you say to the adjuster will be scrutinized and likely held against you later. If you’re on the record as feeling “fine,” then the insurance company may take the position that you have no serious injuries.
  • Bring someone with you. If you are scheduled to meet the adjuster, don’t go alone—bring another adult with you. Having reinforcements on your side may make the adjuster feel a little less confident about trying to mislead you.
  • Insist on meeting during the week. Nighttime or weekend meetings may be more convenient for you, but if possible, make your meetings during the weekdays, during the day. If the adjuster protests, let him know you need these hours just in case you need to get in touch with your consultants, such as the Insurance Commissioner. Letting him know you mean business may stop him from practicing bad faith.

We Can Fight For You

The Andrew Kim Law Firm has dealt with many sneaky insurance companies and adjusters, and is familiar with their tricks. We believe our experience can help you. Contact us today to learn more.
 



Category: Insurance Coverage Disputes & Bad Faith Claims

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