Knowing what to do after an accident can make the difference between receiving a fair settlement and an insurance company taking advantage of you. Unfortunately, the confusion of the scene, the stressful emotions of the accident, and the urgency of getting medical attention can all have an impact on how you handle the situation.
To ensure that you do everything necessary to pursue an injury claim, it is recommended that you keep a list of collision rules in your glove compartment. This list should contain the steps you need to take immediately following any type of car accident, beginning with gathering insurance and contact information from the other drivers.
What to Do When the Other Driver Doesn’t Have Insurance
Even though you may be financially responsible enough to have adequate collision coverage, not every driver does. Should you find yourself involved in a collision with an uninsured motorist his lack of coverage could potentially impact the outcome of your injury claim. Don’t let it! Follow these ten rules to gather the necessary information and evidence you need to file a successful claim, no matter what his insurance situation is.
- Stay put. Call the police and remain at the scene of the accident to ensure a proper police report is recorded.
- File a police report. Once the officer completes his initial report, make sure you get the necessary information to get a copy of the report for your records.
- Seek medical attention. Your immediate health is the most important thing after an accident. Make sure you see a doctor even if your injuries are minor to rule out any internal damage and to secure a medical report for your claim.
- Exchange registration information. Allow the other driver to take down your contact information, driver’s license information, and insurance registration for his records.
- Secure driver’s contact information. Write down the motorist’s name, address, telephone number, date of birth, driver’s license number and expiration date.
- Get a vehicle description. Write down the other vehicle’s make, model, license plate number, expiration date, and vehicle identification number for your records in the absence of the motorist’s insurance registration.
- Take photos. If possible, use your phone to take as many pictures as you can of any damage (physical and property) and timestamp the photos with the accident time and date.
- Secure witness statements. Take down the names, contact information, and statements of any witnesses willing to describe the scene.
- Refrain from admitting fault. You should never admit that the accident was your fault as the other driver can use your admittance against you in a claim.
- Call a seasoned attorney. With nearly 25 years’ worth of experience helping car accident victims get injury compensation, we’re not only prepared to fight for you; we’re eager to fight for you. Put our contact information in your phone right now to avoid losing any time after an accident: (800) 636-3676. Hopefully, you’ll never have to use this information…but if you do, you’ll be prepared to get the right guidance and help as quickly as possible.
Category: Car Accidents
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