Is the negligent driver’s insurance company refusing to tell you his insurance policy limits? Find out other ways to obtain this vital information.

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What to Do When the Negligent Driver’s Insurance Company Won’t Tell You His Insurance Policy Limits

Even if the other driver’s fault in causing your car accident is clear cut, you may still have to fight for the compensation for your injuries that you are legally entitled to under Washington law. You may be surprised at the number of disputes his insurance adjuster raises in an effort to deny or reduce your claim. The adjuster may refuse to give you the most basic information you need: the driver’s insurance policy limits.

How to Learn the Negligent Driver’s Insurance Policy Limits When the Insurance Company Will Not Provide It to You

You need to know the other driver’s insurance policy limits to know if he has enough insurance coverage to pay for your medical bills, lost wages, and pain and suffering. If there is not enough coverage, you may need to file a claim under your own underinsured motorist coverage under your automobile insurance policy if you purchased it. However, you cannot know if you need to file this claim unless you know the other driver’s insurance coverage.

Fortunately, you have a right to this information and can obtain it even if the insurance company is being uncooperative. Here are some strategies that can help you find out this vital information:

  • Ask the negligent driver directly. Unless his insurance company instructed him not to talk to you, he may provide you with this information voluntarily.
  • Send the insurance company a written demand. In some cases, an insurance company may be more likely to give you this information if you formally request it in a written letter.
  • Ask your own insurance adjuster for help. If you are filing any claim under your own insurance policies for car repairs or under other coverage, you will be assigned a claims adjuster to handle your claim. He may be willing to contact the negligent driver’s insurance company on your behalf.
  • Retain an attorney. You should always retain an experienced car accident attorney soon after your crash to protect your legal rights. This is even more crucial if you cannot obtain the other driver’s insurance policy limits. Your attorney can file a lawsuit to force the insurance company to provide this information if he cannot get the adjuster to be more reasonable and provide the information voluntarily.

You deserve to be fully compensated for your injuries when another driver caused your car accident. Negotiating a settlement for what you are owed can be very complicated. Let our experienced car accident attorneys take over this burden for you so that you can rest easy in knowing that your legal rights are protected. Fill out our online form today to schedule your free case evaluation with a member of our legal team.