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Insurance Coverage Disputes & Bad Faith Claims

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One Year After Insurance Fair Conduct Law, Washington Look at The Result of Referendum 67...
Posted on 12/13/2008

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Insurance Coverage Disputes & Bad Faith Claims

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Insurance Company Tricks of the Trade

In my line of practice, we see far too often the unfair claims practices and tactics that insurance companies use to delay, deny, and defend legitimate claims for property damage, payment of medical bills under the insured's own Personal Injury Protection (PIP) coverage, and bodily injury claims. This forces the insured policy holder who has been paying insurance premiums for all these years to file a lawsuit against their own insurance company.

At the time when the insured is most in need and vulnerable, the insurance company uses that to their advantage. Many insurance companies refuse to pay just claims, employ hardball tactics against policyholders, reward executives with extravagant salaries, and raise premiums while hoarding excessive profits. At the same time, the insurance industry has enjoyed its highest yearly profits ever, all at the expense of consumers.

The U.S. insurance industry has trillions of dollars in assets, enjoys average profits of over $30 billion a year, and pays its CEOs more than any other industry. But insurance companies still engage in dirty tricks and unethical behavior to boost their bottom line even further. Some of America’s most well-known insurance companies like Allstate, AIG, State Farm - the same ones that spend billions on advertising to earn your trust - have endeavored to deny claims, delay payments, confuse consumers with incomprehensible insurance-speak, and retroactively refuse anyone who may cost them money.

Andrew Kim Law Firm, PLLC represents those in Seattle, Bellevue, Tacoma, Washington who have been wrongfully denied claims by their own insurance companies and will negotiate, arbitrate, litigate unfair claims practices and insurance bad faith by the insurance companies.