Motorcycles have become increasingly popular, which in turn increases their likelihood of insurance claims, either for theft or property damage.

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Motorcyle Accidents

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Motorcyle Accidents

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Motorcycle Thefts & Insurance Claims

Over the past few years, motorcycle riding has become increasingly popular.  The Motorcycle Industry Council estimated the percentage of U.S. households that has at least one motorcycle has risen to 6.8% in 2008, increasing from 5.4% in 2003.   The Federal Highway Administration has also gathered from their most recent data that there were approximately 8 million motorcycles on the road in 2009, compared to 134.9 million passenger vehicles.

With the hightened popularity comes hightened risks.  The Insurance Information Institute posted this article to bring awareness to motorcycle drivers as well as the motor vehicle drivers that share the road with them.

Motorcycle theft has been declining every year since 2006.  According to the National Insurance Crime Bureau, we saw an 11% decrease in motorcycle theft from 2009 to 2010.  Listed below are the top 5 stolen motorcycles by make (in 2010), as well as the top 5 states with the highest motorcycle theft rates (in 2010):

1. Honda (12,260)
2. Yamaha (9,853)
3. Suzuki (8,969)
4. Kawasaki (5,470)
5. Unknown make (3,420)

1. California (5,662)
2. Texas (4,394)
3. Florida (4,148)
4. North Carolina (2,649)
5. Indiana (1,925)

Not only is theft a concern with owning a motorcycle, but collision and/or insurance loss is as well:

The Insurance Institute for Highway Safety says that out of all of the motorcycle classes, supersports have the highest insurance losses overall under collision coverage, with almost 4 times more than touring models and 6 times more than cruisers.  Supersports are involved in more collisions than any other type of motorcycle, as 9 claims are reported for every 100 insured supersport models (there are 2.3 claims for all other models).  They are also the most popular to be stolen with an average loss payment for theft that is 7 times higher than all other motorcycles, and a frequency rate of 31.8%.  Touring models, on the other hand, have the most expensive claims and average loss payments, as they are more expensive to purchase and upgrade.

The Andrew Kim Law Firm is a personal injury firm in Bellevue that specializes in vehicle and motorcycle accidents.  If you have been injured in an accident and need the help of an experienced Bellevue motorcycle attorney, call our office for a free consultation.  Our motorcycle accident lawyer in Bellevue handles claims all over Western Washington and will work hard to make sure you receive a fair and reasonable settlement from the at fault insurance company.  To reach our office, call (425) 289-1990, (253) 682-2000 or toll free at (800) 636-3676.